/* ==========================================================================
   NayakEdu — corporate site design system
   Fonts, tokens and component language deliberately share DNA with
   loan24x7.nayakedu.com so the group and the product read as one family.
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Fonts (self-hosted, variable, no external requests)
   -------------------------------------------------------------------------- */
@font-face {
  font-family: 'Bricolage Grotesque';
  src: url('../fonts/bricolage-grotesque-latin-wght-normal.woff2') format('woff2-variations');
  font-weight: 200 800;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Plus Jakarta Sans';
  src: url('../fonts/plus-jakarta-sans-latin-wght-normal.woff2') format('woff2-variations');
  font-weight: 200 800;
  font-style: normal;
  font-display: swap;
}

/* --------------------------------------------------------------------------
   2. Tokens
   -------------------------------------------------------------------------- */
:root {
  /* Group identity — the spectrum bridges the two ventures */
  --finance-500: #952bff;   /* Loan24x7 primary */
  --finance-600: #7e17e8;
  --finance-700: #6410bc;
  --finance-50:  #f5edff;

  --edu-500: #2563eb;       /* NayakEdu exam platform primary */
  --edu-600: #1d4ed8;
  --edu-700: #1e3a8a;
  --edu-50:  #eff6ff;
  --cyan-500: #06b6d4;
  --emerald-500: #10b981;
  --amber-500: #f59e0b;

  --grad-brand: linear-gradient(100deg, #952bff 0%, #6d3cf5 34%, #2563eb 68%, #06b6d4 100%);
  --grad-brand-soft: linear-gradient(100deg, rgba(149,43,255,.14), rgba(37,99,235,.12) 62%, rgba(6,182,212,.14));

  /* Neutrals */
  --ink-900: #0b1020;
  --ink-800: #151b2e;
  --ink-700: #37405c;
  --ink-500: #6b7490;
  --ink-400: #8d95ac;
  --ink-300: #b6bccd;
  --surface-0: #ffffff;
  --surface-50: #f8fafc;
  --surface-100: #f1f4f9;
  --line: #e4e8f0;
  --line-strong: #d3d9e6;

  /* TCS iON exam palette — reproduced exactly, these are load-bearing */
  --tcs-navy: #2b547e;
  --tcs-navy-deep: #1f3a5a;
  --tcs-answered: #5cb85c;
  --tcs-unanswered: #d9534f;
  --tcs-review: #7b1fa2;
  --tcs-notvisited: #e0e0e0;

  /* Shape, depth, motion */
  --r-xs: 8px;
  --r-sm: 12px;
  --r-md: 16px;
  --r-lg: 22px;
  --r-xl: 30px;
  --r-pill: 999px;
  --shadow-xs: 0 1px 2px rgba(11, 16, 32, .06);
  --shadow-sm: 0 1px 3px rgba(11, 16, 32, .07), 0 6px 16px rgba(11, 16, 32, .05);
  --shadow-md: 0 2px 6px rgba(11, 16, 32, .06), 0 16px 40px rgba(11, 16, 32, .08);
  --shadow-lg: 0 8px 24px rgba(11, 16, 32, .1), 0 32px 72px rgba(11, 16, 32, .12);
  --shadow-glow: 0 24px 70px -22px rgba(109, 60, 245, .55);
  --ease: cubic-bezier(.22, .84, .3, 1);
  --dur: 220ms;

  --container: 1240px;
  --header-h: 68px;
  --font-display: 'Bricolage Grotesque', 'Segoe UI', system-ui, sans-serif;
  --font-body: 'Plus Jakarta Sans', 'Segoe UI', system-ui, sans-serif;
}

@media (min-width: 1024px) {
  :root { --header-h: 76px; }
}

/* --------------------------------------------------------------------------
   3. Base
   -------------------------------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 16px);
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink-700);
  background: var(--surface-0);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  color: var(--ink-900);
  letter-spacing: -.028em;
  line-height: 1.1;
  margin: 0;
  font-weight: 800;
}

p { margin: 0; }
img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { margin: 0; padding: 0; list-style: none; }
button { font: inherit; color: inherit; }

::selection { background: rgba(149, 43, 255, .18); }

:focus-visible {
  outline: 3px solid var(--finance-500);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 200;
  background: var(--ink-900);
  color: #fff;
  padding: 12px 20px;
  border-radius: 0 0 var(--r-xs) 0;
  font-weight: 700;
}
.skip-link:focus { left: 0; }

.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: 20px;
}
@media (min-width: 768px) { .container { padding-inline: 32px; } }

/* --------------------------------------------------------------------------
   4. Typography scale
   -------------------------------------------------------------------------- */
.display  { font-size: clamp(2.6rem, 6.4vw, 4.5rem); line-height: 1.03; letter-spacing: -.04em; }
.h1       { font-size: clamp(2.2rem, 5vw, 3.4rem); letter-spacing: -.035em; }
.h2       { font-size: clamp(1.85rem, 3.6vw, 2.75rem); letter-spacing: -.032em; }
.h3       { font-size: clamp(1.3rem, 2.2vw, 1.7rem); letter-spacing: -.025em; }
.h4       { font-size: 1.16rem; letter-spacing: -.018em; font-weight: 700; }

.lede {
  font-size: clamp(1.05rem, 1.5vw, 1.24rem);
  line-height: 1.6;
  color: var(--ink-500);
  max-width: 62ch;
}
.small { font-size: .93rem; line-height: 1.6; }
.caption {
  font-size: .8rem;
  line-height: 1.5;
  color: var(--ink-400);
  letter-spacing: .01em;
}
.muted { color: var(--ink-500); }
.gradient-text {
  background: var(--grad-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.finance-text { color: var(--finance-700); }
.edu-text { color: var(--edu-600); }
.tnum { font-variant-numeric: tabular-nums; }

/* Section framing */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: .76rem;
  font-weight: 800;
  letter-spacing: .13em;
  text-transform: uppercase;
  color: var(--ink-500);
  margin-bottom: 18px;
}
.eyebrow::before {
  content: '';
  width: 26px;
  height: 2px;
  border-radius: 2px;
  background: var(--grad-brand);
}
.eyebrow--finance { color: var(--finance-700); }
.eyebrow--finance::before { background: var(--finance-500); }
.eyebrow--edu { color: var(--edu-600); }
.eyebrow--edu::before { background: linear-gradient(90deg, var(--edu-500), var(--cyan-500)); }
.eyebrow--light { color: rgba(255, 255, 255, .72); }
.eyebrow--light::before { background: linear-gradient(90deg, var(--cyan-500), var(--finance-500)); }

.section { padding: clamp(64px, 9vw, 116px) 0; }
.section--tight { padding: clamp(48px, 6vw, 78px) 0; }
.section--tint { background: var(--surface-50); }
.section--line { border-top: 1px solid var(--line); }
.section-head { max-width: 760px; margin-bottom: clamp(38px, 5vw, 60px); }
.section-head--center { margin-inline: auto; text-align: center; }
.section-head--center .lede { margin-inline: auto; }
.section-head .lede { margin-top: 18px; }

/* --------------------------------------------------------------------------
   5. Buttons, pills, tags
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 50px;
  padding: 0 26px;
  border: 1.5px solid transparent;
  border-radius: var(--r-pill);
  font-family: var(--font-body);
  font-size: .98rem;
  font-weight: 700;
  letter-spacing: -.008em;
  cursor: pointer;
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease),
              background-color var(--dur) var(--ease), border-color var(--dur) var(--ease),
              color var(--dur) var(--ease);
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }
.btn svg { flex: none; }

.btn--primary {
  background: var(--ink-900);
  color: #fff;
  box-shadow: var(--shadow-sm);
}
.btn--primary:hover { background: #161d33; box-shadow: var(--shadow-md); }

.btn--brand {
  background: var(--grad-brand);
  background-size: 180% 100%;
  color: #fff;
  box-shadow: var(--shadow-glow);
}
.btn--brand:hover { background-position: 100% 0; }

.btn--finance { background: var(--finance-500); color: #fff; box-shadow: 0 18px 44px -18px rgba(149,43,255,.72); }
.btn--finance:hover { background: var(--finance-600); }

.btn--edu { background: var(--edu-500); color: #fff; box-shadow: 0 18px 44px -18px rgba(37,99,235,.7); }
.btn--edu:hover { background: var(--edu-600); }

.btn--outline {
  background: var(--surface-0);
  border-color: var(--line-strong);
  color: var(--ink-900);
}
.btn--outline:hover { border-color: var(--ink-900); background: var(--surface-0); box-shadow: var(--shadow-sm); }

.btn--ghost-light {
  background: rgba(255, 255, 255, .08);
  border-color: rgba(255, 255, 255, .26);
  color: #fff;
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
}
.btn--ghost-light:hover { background: rgba(255, 255, 255, .16); border-color: rgba(255,255,255,.5); }

.btn--white { background: #fff; color: var(--ink-900); box-shadow: var(--shadow-lg); }
.btn--white:hover { background: #fff; }

.btn--sm { min-height: 42px; padding: 0 18px; font-size: .9rem; }
.btn--lg { min-height: 58px; padding: 0 34px; font-size: 1.04rem; }
.btn--block { width: 100%; }

.btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.pill {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 7px 16px 7px 12px;
  border-radius: var(--r-pill);
  border: 1px solid var(--line);
  background: var(--surface-0);
  font-size: .82rem;
  font-weight: 700;
  color: var(--ink-700);
  box-shadow: var(--shadow-xs);
}
.pill--light {
  background: rgba(255, 255, 255, .1);
  border-color: rgba(255, 255, 255, .22);
  color: #fff;
  box-shadow: none;
  -webkit-backdrop-filter: blur(10px);
  backdrop-filter: blur(10px);
}
.pill .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex: none;
  background: var(--emerald-500);
  box-shadow: 0 0 0 4px rgba(16, 185, 129, .18);
}
.pill .dot--build { background: var(--amber-500); box-shadow: 0 0 0 4px rgba(245, 158, 11, .2); }

.tag {
  display: inline-flex;
  align-items: center;
  padding: 5px 12px;
  border-radius: var(--r-pill);
  background: var(--surface-100);
  border: 1px solid var(--line);
  font-size: .78rem;
  font-weight: 700;
  color: var(--ink-700);
}
.tag--finance { background: var(--finance-50); border-color: rgba(149,43,255,.2); color: var(--finance-700); }
.tag--edu { background: var(--edu-50); border-color: rgba(37,99,235,.18); color: var(--edu-600); }
.tag-cloud { display: flex; flex-wrap: wrap; gap: 8px; }

.badge-status {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 13px 5px 10px;
  border-radius: var(--r-pill);
  font-size: .74rem;
  font-weight: 800;
  letter-spacing: .05em;
  text-transform: uppercase;
}
.badge-status--live { background: rgba(16,185,129,.12); color: #047857; }
.badge-status--build { background: rgba(245,158,11,.14); color: #b45309; }
.badge-status .dot { width: 7px; height: 7px; border-radius: 50%; background: currentColor; }
.badge-status--live .dot { animation: pulse 2.4s var(--ease) infinite; }

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: .45; transform: scale(.82); }
}

/* Text link with arrow */
.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: .95rem;
  color: var(--ink-900);
  transition: gap var(--dur) var(--ease), color var(--dur) var(--ease);
}
.link-arrow svg { transition: transform var(--dur) var(--ease); }
.link-arrow:hover { gap: 12px; }
.link-arrow:hover svg { transform: translateX(3px); }
.link-arrow--finance { color: var(--finance-700); }
.link-arrow--edu { color: var(--edu-600); }
.link-arrow--light { color: #fff; }

/* --------------------------------------------------------------------------
   6. Header / navigation
   -------------------------------------------------------------------------- */
.header {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(255, 255, 255, .82);
  -webkit-backdrop-filter: saturate(180%) blur(18px);
  backdrop-filter: saturate(180%) blur(18px);
  border-bottom: 1px solid transparent;
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.header.is-stuck {
  border-bottom-color: var(--line);
  box-shadow: 0 6px 24px rgba(11, 16, 32, .05);
}
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  height: var(--header-h);
}

.logo { display: inline-flex; align-items: center; gap: 11px; }
.logo__mark { width: 38px; height: 38px; flex: none; }
.logo__text {
  font-family: var(--font-display);
  font-size: 1.36rem;
  font-weight: 800;
  letter-spacing: -.04em;
  color: var(--ink-900);
  line-height: 1;
}
.logo__text .accent { color: var(--finance-500); }

.nav { display: none; }
@media (min-width: 1024px) {
  .nav { display: block; }
  .nav ul { display: flex; align-items: center; gap: 4px; }
  .nav a {
    display: inline-flex;
    align-items: center;
    height: 40px;
    padding: 0 15px;
    border-radius: var(--r-pill);
    font-size: .93rem;
    font-weight: 700;
    color: var(--ink-700);
    transition: background-color var(--dur) var(--ease), color var(--dur) var(--ease);
  }
  .nav a:hover { background: var(--surface-100); color: var(--ink-900); }
  .nav a[aria-current='page'] { color: var(--ink-900); background: var(--surface-100); }
}

.header__actions { display: flex; align-items: center; gap: 10px; }
.header__actions .btn--outline { display: none; }
@media (min-width: 1024px) { .header__actions .btn--outline { display: inline-flex; } }

.burger {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 50%;
  background: var(--surface-0);
  cursor: pointer;
}
@media (min-width: 1024px) { .burger { display: none; } }

.drawer {
  position: fixed;
  inset: 0;
  z-index: 90;
  display: flex;
  flex-direction: column;
  background: var(--surface-0);
  transform: translateX(100%);
  transition: transform 300ms var(--ease);
  visibility: hidden;
}
.drawer.is-open { transform: translateX(0); visibility: visible; }
.drawer__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-h);
  padding-inline: 20px;
  border-bottom: 1px solid var(--line);
}
.drawer__close {
  width: 44px; height: 44px;
  display: inline-flex; align-items: center; justify-content: center;
  border: 1px solid var(--line); border-radius: 50%;
  background: var(--surface-0); cursor: pointer;
}
.drawer nav { flex: 1; overflow-y: auto; padding: 22px 20px; }
.drawer nav a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 56px;
  padding: 0 16px;
  border-radius: var(--r-sm);
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--ink-900);
}
.drawer nav a:hover { background: var(--surface-50); }
.drawer__foot {
  padding: 20px;
  padding-bottom: calc(20px + env(safe-area-inset-bottom));
  border-top: 1px solid var(--line);
  display: grid;
  gap: 10px;
}
body.no-scroll { overflow: hidden; }

/* --------------------------------------------------------------------------
   7. Hero
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(52px, 8vw, 96px) 0 clamp(60px, 8vw, 104px);
  background:
    radial-gradient(1100px 620px at 12% -8%, rgba(149, 43, 255, .16), transparent 62%),
    radial-gradient(980px 620px at 92% 6%, rgba(6, 182, 212, .16), transparent 60%),
    radial-gradient(760px 520px at 52% 108%, rgba(37, 99, 235, .12), transparent 66%),
    var(--surface-0);
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(11, 16, 32, .045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(11, 16, 32, .045) 1px, transparent 1px);
  background-size: 62px 62px;
  -webkit-mask-image: radial-gradient(ellipse 90% 70% at 50% 26%, #000 22%, transparent 78%);
  mask-image: radial-gradient(ellipse 90% 70% at 50% 26%, #000 22%, transparent 78%);
  pointer-events: none;
}
.hero > .container { position: relative; z-index: 1; }

.hero__grid {
  display: grid;
  gap: clamp(40px, 5vw, 64px);
  align-items: center;
}
@media (min-width: 1024px) {
  .hero__grid { grid-template-columns: 1.02fr .98fr; }
}

.hero h1 { margin-top: 22px; }
.hero .lede { margin-top: 24px; font-size: clamp(1.06rem, 1.5vw, 1.27rem); }

.hero__proof {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 22px;
  margin-top: 34px;
  padding-top: 26px;
  border-top: 1px solid var(--line);
}
.hero__proof li {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: .89rem;
  font-weight: 600;
  color: var(--ink-500);
}
.hero__proof svg { flex: none; color: var(--emerald-500); }

/* Hero venture switcher card */
.venture-stack { display: grid; gap: 16px; }

.venture-card {
  position: relative;
  display: block;
  padding: 26px;
  border-radius: var(--r-lg);
  border: 1px solid var(--line);
  background: var(--surface-0);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.venture-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.venture-card::after {
  content: '';
  position: absolute;
  inset: 0 0 auto 0;
  height: 4px;
}
.venture-card--finance::after { background: linear-gradient(90deg, var(--finance-500), #c084fc); }
.venture-card--finance:hover { border-color: rgba(149, 43, 255, .35); }
.venture-card--edu::after { background: linear-gradient(90deg, var(--edu-500), var(--cyan-500)); }
.venture-card--edu:hover { border-color: rgba(37, 99, 235, .32); }

.venture-card__head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 14px;
}
.venture-card__id { display: flex; align-items: center; gap: 12px; }
.venture-card__icon {
  width: 46px; height: 46px; flex: none;
  border-radius: 13px;
  display: grid; place-items: center;
  color: #fff;
}
.venture-card__icon--finance { background: linear-gradient(140deg, var(--finance-500), var(--finance-700)); }
.venture-card__icon--edu { background: linear-gradient(140deg, var(--edu-500), var(--cyan-500)); }
.venture-card__name { display: block; font-family: var(--font-display); font-size: 1.22rem; font-weight: 800; color: var(--ink-900); letter-spacing: -.03em; line-height: 1.2; }
.venture-card__url { display: block; font-size: .8rem; color: var(--ink-400); font-weight: 600; line-height: 1.4; }
.venture-card p { font-size: .95rem; color: var(--ink-500); }
.venture-card__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 18px;
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px dashed var(--line);
}
.venture-card__meta div { font-size: .8rem; color: var(--ink-400); font-weight: 600; }
.venture-card__meta strong { display: block; font-size: 1.02rem; color: var(--ink-900); font-family: var(--font-display); letter-spacing: -.02em; }

/* --------------------------------------------------------------------------
   8. Cards & grids
   -------------------------------------------------------------------------- */
.grid { display: grid; gap: 22px; }
.grid--2 { grid-template-columns: 1fr; }
.grid--3 { grid-template-columns: 1fr; }
.grid--4 { grid-template-columns: repeat(2, 1fr); }
@media (min-width: 700px) {
  .grid--2 { grid-template-columns: repeat(2, 1fr); }
  .grid--3 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1000px) {
  .grid--3 { grid-template-columns: repeat(3, 1fr); }
  .grid--4 { grid-template-columns: repeat(4, 1fr); }
}

.split {
  display: grid;
  gap: clamp(36px, 5vw, 68px);
  align-items: center;
}
@media (min-width: 1000px) {
  .split { grid-template-columns: 1fr 1fr; }
  .split--wide-right { grid-template-columns: .88fr 1.12fr; }
  .split--wide-left { grid-template-columns: 1.12fr .88fr; }
  .split--rev > *:first-child { order: 2; }
}

.card {
  position: relative;
  padding: 28px;
  border-radius: var(--r-md);
  border: 1px solid var(--line);
  background: var(--surface-0);
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.card--hover:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--line-strong); }
.card h3, .card .h4 { margin-bottom: 10px; }
.card p { font-size: .95rem; color: var(--ink-500); }
.card--flat { background: var(--surface-50); border-color: transparent; }

.card__icon {
  width: 46px;
  height: 46px;
  border-radius: 13px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  background: var(--surface-100);
  color: var(--ink-900);
}
.card__icon--finance { background: var(--finance-50); color: var(--finance-700); }
.card__icon--edu { background: var(--edu-50); color: var(--edu-600); }
.card__icon--cyan { background: rgba(6,182,212,.1); color: #0e7490; }
.card__icon--emerald { background: rgba(16,185,129,.1); color: #047857; }
.card__icon--amber { background: rgba(245,158,11,.12); color: #b45309; }

/* Numbered principle cards */
.card--numbered { padding-top: 30px; }
.card--numbered .num {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 800;
  letter-spacing: -.05em;
  line-height: 1;
  background: var(--grad-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  margin-bottom: 14px;
  display: block;
}

/* Stat strip */
.stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: var(--r-md);
  overflow: hidden;
}
@media (min-width: 900px) { .stats { grid-template-columns: repeat(4, 1fr); } }
.stat { background: var(--surface-0); padding: 26px 22px; }
.stat__value {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 2.6vw, 2.15rem);
  font-weight: 800;
  letter-spacing: -.04em;
  line-height: 1.05;
  color: var(--ink-900);
  font-variant-numeric: tabular-nums;
}
.stat__label { font-size: .84rem; font-weight: 700; color: var(--ink-700); margin-top: 8px; }
.stat__note { font-size: .78rem; color: var(--ink-400); margin-top: 3px; }

/* --------------------------------------------------------------------------
   9. Dark panels
   -------------------------------------------------------------------------- */
.dark {
  position: relative;
  color: rgba(255, 255, 255, .78);
  background: var(--ink-900);
  overflow: hidden;
}
.dark h1, .dark h2, .dark h3, .dark h4, .dark .h1, .dark .h2, .dark .h3, .dark .h4 { color: #fff; }
.dark .lede { color: rgba(255, 255, 255, .68); }
.dark .muted { color: rgba(255, 255, 255, .6); }
.dark .caption { color: rgba(255, 255, 255, .5); }
.dark::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(900px 500px at 8% 0%, rgba(149, 43, 255, .26), transparent 60%),
    radial-gradient(820px 520px at 96% 22%, rgba(6, 182, 212, .2), transparent 58%),
    radial-gradient(700px 460px at 46% 110%, rgba(37, 99, 235, .22), transparent 62%);
  pointer-events: none;
}
.dark > .container { position: relative; z-index: 1; }

.glass {
  background: rgba(255, 255, 255, .055);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: var(--r-md);
  -webkit-backdrop-filter: blur(14px);
  backdrop-filter: blur(14px);
  padding: 26px;
  transition: transform var(--dur) var(--ease), background-color var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.glass:hover { background: rgba(255, 255, 255, .09); border-color: rgba(255, 255, 255, .22); }
.glass h3, .glass .h4 { margin-bottom: 10px; }
.glass p { color: rgba(255, 255, 255, .68); font-size: .95rem; }
.glass .card__icon { background: rgba(255, 255, 255, .1); color: #fff; }

/* --------------------------------------------------------------------------
   10. Product mock — Loan24x7 offer comparison
   -------------------------------------------------------------------------- */
.mock {
  border-radius: var(--r-lg);
  border: 1px solid var(--line);
  background: var(--surface-0);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}
.mock__chrome {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 16px;
  background: var(--surface-50);
  border-bottom: 1px solid var(--line);
}
.mock__dots { display: flex; gap: 6px; }
.mock__dots i { width: 10px; height: 10px; border-radius: 50%; background: var(--line-strong); display: block; }
.mock__url {
  flex: 1;
  text-align: center;
  font-size: .74rem;
  font-weight: 700;
  color: var(--ink-400);
  background: var(--surface-0);
  border: 1px solid var(--line);
  border-radius: var(--r-pill);
  padding: 4px 12px;
  letter-spacing: .01em;
}
.mock__body { padding: 22px; }

.offer {
  display: grid;
  gap: 12px;
  padding: 16px;
  border: 1px solid var(--line);
  border-radius: var(--r-sm);
  background: var(--surface-0);
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease), transform var(--dur) var(--ease);
}
.offer + .offer { margin-top: 12px; }
.offer:hover { border-color: rgba(149,43,255,.35); box-shadow: var(--shadow-sm); transform: translateX(3px); }
.offer--best { border-color: rgba(149,43,255,.45); box-shadow: 0 0 0 3px rgba(149,43,255,.08); }
.offer__top { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.offer__brand { display: flex; align-items: center; gap: 11px; }
.offer__avatar {
  width: 36px; height: 36px; border-radius: 10px; flex: none;
  display: grid; place-items: center;
  font-family: var(--font-display); font-weight: 800; font-size: 1rem; color: #fff;
}
.offer__name { display: block; font-weight: 800; font-size: .93rem; color: var(--ink-900); line-height: 1.3; }
.offer__sub { display: block; font-size: .74rem; color: var(--ink-400); font-weight: 600; line-height: 1.4; }
.offer__rate { text-align: right; }
.offer__rate strong { display: block; font-family: var(--font-display); font-size: 1.12rem; color: var(--ink-900); letter-spacing: -.03em; }
.offer__rate span { font-size: .72rem; color: var(--ink-400); font-weight: 600; }
.offer__bar {
  height: 7px;
  border-radius: var(--r-pill);
  background: var(--surface-100);
  overflow: hidden;
}
.offer__bar i {
  display: block;
  height: 100%;
  border-radius: var(--r-pill);
  background: linear-gradient(90deg, var(--finance-500), #c084fc);
  transform-origin: left;
  animation: grow 1.1s var(--ease) both;
}
@keyframes grow { from { transform: scaleX(0); } to { transform: scaleX(1); } }
.offer__foot { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.offer__emi { font-size: .78rem; color: var(--ink-500); font-weight: 600; }
.offer__emi b { color: var(--ink-900); font-family: var(--font-display); font-size: .95rem; }

/* EMI calculator */
.calc {
  border: 1px solid var(--line);
  border-radius: var(--r-md);
  background: var(--surface-0);
  padding: 26px;
  box-shadow: var(--shadow-sm);
}
.calc__row { margin-bottom: 22px; }
.calc__row:last-of-type { margin-bottom: 16px; }
.calc__label {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 12px;
}
.calc__label span { font-size: .86rem; font-weight: 700; color: var(--ink-700); }
.calc__label output {
  font-family: var(--font-display);
  font-size: 1.28rem;
  font-weight: 800;
  letter-spacing: -.03em;
  color: var(--finance-700);
  font-variant-numeric: tabular-nums;
}
/* The filled portion is driven by --fill, which site.js updates on input.
   It has to live on the track pseudo-element: a background painted on the
   input itself is covered by the track and never shows. */
.calc input[type='range'] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 30px;
  background: transparent;
  cursor: pointer;
  margin: 0;
  --fill: 0%;
}
.calc input[type='range']::-webkit-slider-runnable-track {
  height: 8px;
  border-radius: var(--r-pill);
  background: linear-gradient(to right, var(--finance-500) var(--fill), var(--surface-100) var(--fill));
}
.calc input[type='range']::-moz-range-track {
  height: 8px;
  border-radius: var(--r-pill);
  background: linear-gradient(to right, var(--finance-500) var(--fill), var(--surface-100) var(--fill));
}
.calc input[type='range']::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px; height: 24px;
  margin-top: -8px;
  border-radius: 50%;
  background: var(--finance-500);
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(149, 43, 255, .5);
}
.calc input[type='range']::-moz-range-thumb {
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--finance-500);
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(149, 43, 255, .5);
}
.calc__scale { display: flex; justify-content: space-between; font-size: .74rem; color: var(--ink-400); font-weight: 600; }
.calc__result {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: var(--r-sm);
  overflow: hidden;
  margin-top: 22px;
}
.calc__result div { background: var(--finance-50); padding: 14px 12px; text-align: center; }
.calc__result span { display: block; font-size: .72rem; font-weight: 700; color: var(--ink-500); }
.calc__result strong {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(1rem, 2.2vw, 1.22rem);
  color: var(--finance-700);
  letter-spacing: -.03em;
  font-variant-numeric: tabular-nums;
  margin-top: 4px;
}

/* --------------------------------------------------------------------------
   11. Product mock — TCS iON exam engine replica
   -------------------------------------------------------------------------- */
.exam {
  border-radius: var(--r-md);
  overflow: hidden;
  background: #fff;
  box-shadow: 0 30px 80px -30px rgba(0, 0, 0, .6);
  border: 1px solid rgba(255, 255, 255, .1);
  font-size: 13px;
  color: #1f2937;
}
.exam__bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 10px 14px;
  background: linear-gradient(180deg, var(--tcs-navy), var(--tcs-navy-deep));
  color: #fff;
}
.exam__bar-left { display: flex; align-items: center; gap: 10px; min-width: 0; }
.exam__logo {
  width: 26px; height: 26px; border-radius: 7px; flex: none;
  background: linear-gradient(140deg, var(--edu-500), var(--cyan-500));
  display: grid; place-items: center;
  font-family: var(--font-display); font-weight: 800; font-size: .78rem; color: #fff;
}
.exam__title { font-weight: 700; font-size: .8rem; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.exam__timer {
  display: inline-flex; align-items: center; gap: 7px;
  background: rgba(255, 255, 255, .16);
  border: 1px solid rgba(255, 255, 255, .24);
  border-radius: 6px;
  padding: 4px 10px;
  font-weight: 800;
  font-variant-numeric: tabular-nums;
  font-size: .82rem;
  white-space: nowrap;
}
.exam__grid { display: grid; grid-template-columns: 1fr; }
@media (min-width: 560px) { .exam__grid { grid-template-columns: 1fr 168px; } }

.exam__work { padding: 14px; border-right: 1px solid #e5e7eb; }
.exam__qhead {
  display: flex; flex-wrap: wrap; align-items: center; gap: 8px;
  padding-bottom: 10px; margin-bottom: 12px;
  border-bottom: 1px solid #e5e7eb;
}
.exam__qno { font-weight: 800; color: #111827; font-size: .84rem; }
.exam__chip {
  font-size: .66rem; font-weight: 800; letter-spacing: .04em;
  padding: 2px 8px; border-radius: 4px; text-transform: uppercase;
}
.exam__chip--type { background: #dbeafe; color: #1d4ed8; }
.exam__chip--pos { background: #dcfce7; color: #15803d; }
.exam__chip--neg { background: #fee2e2; color: #b91c1c; }
.exam__q { font-size: .84rem; line-height: 1.6; color: #1f2937; margin-bottom: 12px; }
.exam__math {
  display: inline-block;
  font-family: 'Times New Roman', Times, serif;
  font-style: italic;
  font-size: 1.02rem;
  padding: 6px 12px;
  margin: 6px 0;
  background: #f8fafc;
  border-left: 3px solid var(--edu-500);
  border-radius: 0 6px 6px 0;
}
.exam__opts { display: grid; gap: 7px; }
.exam__opt {
  display: flex; align-items: center; gap: 9px;
  padding: 8px 11px;
  border: 1px solid #e5e7eb;
  border-radius: 7px;
  font-size: .8rem;
  transition: border-color var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.exam__opt:hover { border-color: #bfdbfe; background: #f8fbff; }
.exam__opt.is-on { border-color: var(--edu-500); background: var(--edu-50); font-weight: 700; }
.exam__radio {
  width: 15px; height: 15px; border-radius: 50%; flex: none;
  border: 2px solid #9ca3af;
  display: grid; place-items: center;
}
.exam__opt.is-on .exam__radio { border-color: var(--edu-500); }
.exam__opt.is-on .exam__radio::after {
  content: ''; width: 7px; height: 7px; border-radius: 50%; background: var(--edu-500);
}

.exam__side { padding: 12px; background: #f8fafc; }
.exam__cand {
  display: flex; align-items: center; gap: 8px;
  padding-bottom: 10px; margin-bottom: 10px; border-bottom: 1px solid #e5e7eb;
}
.exam__avatar {
  width: 32px; height: 32px; border-radius: 6px; flex: none;
  background: #dbeafe; display: grid; place-items: center; color: #1d4ed8;
}
.exam__cand b { display: block; font-size: .76rem; color: #111827; }
.exam__cand span { font-size: .66rem; color: #6b7280; }
.exam__palette-title { font-size: .68rem; font-weight: 800; text-transform: uppercase; letter-spacing: .07em; color: #6b7280; margin-bottom: 8px; }
.exam__palette { display: grid; grid-template-columns: repeat(5, 1fr); gap: 6px; margin-bottom: 12px; }
.exam__cell {
  aspect-ratio: 1;
  display: grid; place-items: center;
  font-size: .68rem; font-weight: 800; color: #fff;
  background: var(--tcs-notvisited); color: #4b5563;
}
/* Exact TCS iON status shapes */
.exam__cell--answered { background: var(--tcs-answered); color: #fff; clip-path: polygon(0 0, 100% 0, 100% 100%, 26% 100%, 0 74%); }
.exam__cell--unanswered { background: var(--tcs-unanswered); color: #fff; clip-path: polygon(0 0, 74% 0, 100% 26%, 100% 100%, 0 100%); }
.exam__cell--review { background: var(--tcs-review); color: #fff; border-radius: 50%; }
.exam__cell--review-ans { background: var(--tcs-review); color: #fff; border-radius: 50%; position: relative; }
.exam__cell--review-ans::after {
  content: ''; position: absolute; right: 1px; bottom: 1px;
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--tcs-answered); border: 1.5px solid #fff;
}
.exam__legend { display: grid; gap: 5px; }
.exam__legend li { display: flex; align-items: center; gap: 7px; font-size: .64rem; color: #4b5563; font-weight: 600; }
.exam__swatch { width: 12px; height: 12px; flex: none; }
.exam__swatch--answered { background: var(--tcs-answered); clip-path: polygon(0 0, 100% 0, 100% 100%, 26% 100%, 0 74%); }
.exam__swatch--unanswered { background: var(--tcs-unanswered); clip-path: polygon(0 0, 74% 0, 100% 26%, 100% 100%, 0 100%); }
.exam__swatch--review { background: var(--tcs-review); border-radius: 50%; }
.exam__swatch--notvisited { background: var(--tcs-notvisited); border: 1px solid #c7c7c7; }

.exam__foot {
  display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between;
  gap: 8px; padding: 10px 14px; border-top: 1px solid #e5e7eb; background: #fff;
}
.exam__btn {
  font-size: .7rem; font-weight: 800; padding: 7px 12px; border-radius: 5px;
  border: 1px solid #d1d5db; background: #fff; color: #374151;
}
.exam__btn--save { background: var(--edu-500); border-color: var(--edu-500); color: #fff; }
.exam__btn--submit { background: var(--tcs-answered); border-color: var(--tcs-answered); color: #fff; }
.exam__foot-group { display: flex; gap: 6px; flex-wrap: wrap; }

/* Floating annotation callouts around a mock.
   They sit in reserved bands above and below the mock rather than in the
   horizontal gutters, which are too narrow at most widths to hold a pill
   without it landing on top of the interface it is labelling. */
.mock-frame { position: relative; }
@media (min-width: 1100px) { .mock-frame { padding-block: 46px; } }
.annot {
  position: absolute;
  display: none;
  align-items: center;
  gap: 8px;
  padding: 7px 13px;
  border-radius: var(--r-pill);
  background: rgba(255, 255, 255, .95);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-md);
  font-size: .76rem;
  font-weight: 700;
  color: var(--ink-900);
  white-space: nowrap;
  z-index: 2;
  -webkit-backdrop-filter: blur(6px);
  backdrop-filter: blur(6px);
  animation: float 5s ease-in-out infinite;
}
@media (min-width: 1100px) { .annot { display: inline-flex; } }
.annot i { width: 8px; height: 8px; border-radius: 50%; flex: none; }
.annot--a { top: 0; left: 4px; animation-delay: 0s; }
.annot--b { top: 0; right: 4px; animation-delay: .8s; }
.annot--c { bottom: 0; left: 4px; animation-delay: 1.6s; }
.annot--d { bottom: 0; right: 4px; animation-delay: 2.4s; }
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-7px); }
}

/* --------------------------------------------------------------------------
   12. Infographic helpers
   -------------------------------------------------------------------------- */
.figure {
  border-radius: var(--r-lg);
  border: 1px solid var(--line);
  background: var(--surface-0);
  padding: 24px;
  box-shadow: var(--shadow-sm);
}
.figure--flush { padding: 0; overflow: hidden; }
.figure figcaption {
  font-size: .8rem;
  color: var(--ink-400);
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px solid var(--line);
  font-weight: 600;
}
.dark .figure {
  background: rgba(255, 255, 255, .05);
  border-color: rgba(255, 255, 255, .12);
  box-shadow: none;
}
.dark .figure figcaption { color: rgba(255, 255, 255, .55); border-top-color: rgba(255, 255, 255, .12); }

/* Process / timeline */
.flow { display: grid; gap: 20px; counter-reset: flow; }
@media (min-width: 900px) { .flow { grid-template-columns: repeat(4, 1fr); gap: 18px; } }
.flow__step { position: relative; padding-top: 34px; }
.flow__step::before {
  counter-increment: flow;
  content: counter(flow);
  position: absolute;
  top: 0; left: 0;
  width: 34px; height: 34px;
  border-radius: 50%;
  display: grid; place-items: center;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: .92rem;
  color: #fff;
  background: var(--grad-brand);
  background-size: 300% 100%;
  z-index: 1;
}
.flow__step:nth-child(2)::before { background-position: 33% 0; }
.flow__step:nth-child(3)::before { background-position: 66% 0; }
.flow__step:nth-child(4)::before { background-position: 100% 0; }
@media (min-width: 900px) {
  .flow__step::after {
    content: '';
    position: absolute;
    top: 17px; left: 40px; right: -18px;
    height: 2px;
    background: repeating-linear-gradient(90deg, var(--line-strong) 0 6px, transparent 6px 12px);
  }
  .flow__step:last-child::after { display: none; }
}
.flow__step h3 { font-size: 1.06rem; margin-bottom: 8px; }
.flow__step p { font-size: .9rem; color: var(--ink-500); }
.dark .flow__step p { color: rgba(255, 255, 255, .62); }
.dark .flow__step::after { background: repeating-linear-gradient(90deg, rgba(255,255,255,.25) 0 6px, transparent 6px 12px); }

/* Comparison table */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--r-md); background: var(--surface-0); }
table.matrix { width: 100%; border-collapse: collapse; min-width: 640px; font-size: .92rem; }
table.matrix th, table.matrix td { padding: 15px 18px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
table.matrix thead th {
  font-family: var(--font-display);
  font-size: .82rem;
  font-weight: 800;
  letter-spacing: .05em;
  text-transform: uppercase;
  color: var(--ink-500);
  background: var(--surface-50);
}
table.matrix tbody th { font-weight: 700; color: var(--ink-900); width: 30%; }
table.matrix tbody tr:last-child th, table.matrix tbody tr:last-child td { border-bottom: 0; }
table.matrix td { color: var(--ink-500); }

/* Accordion */
.acc { border: 1px solid var(--line); border-radius: var(--r-md); overflow: hidden; background: var(--surface-0); }
.acc details { border-bottom: 1px solid var(--line); }
.acc details:last-child { border-bottom: 0; }
.acc summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 20px 24px;
  cursor: pointer;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.03rem;
  color: var(--ink-900);
  letter-spacing: -.02em;
  list-style: none;
  transition: background-color var(--dur) var(--ease);
}
.acc summary::-webkit-details-marker { display: none; }
.acc summary:hover { background: var(--surface-50); }
.acc summary .chev {
  flex: none;
  width: 26px; height: 26px;
  border-radius: 50%;
  background: var(--surface-100);
  display: grid; place-items: center;
  transition: transform var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.acc details[open] summary .chev { transform: rotate(180deg); background: var(--finance-50); color: var(--finance-700); }
.acc .acc__body { padding: 0 24px 22px; font-size: .96rem; color: var(--ink-500); max-width: 76ch; }

/* Global reach list */
.reach { display: grid; gap: 12px; }
.reach li {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 18px;
  border-radius: var(--r-sm);
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .1);
}
.reach__flagpill {
  font-size: .68rem;
  font-weight: 800;
  letter-spacing: .08em;
  padding: 4px 9px;
  border-radius: 5px;
  background: rgba(255, 255, 255, .12);
  color: #fff;
  flex: none;
}
.reach b { color: #fff; font-size: .94rem; display: block; }
.reach span { font-size: .82rem; color: rgba(255, 255, 255, .6); }

/* Logo / entity strip */
.entity-grid {
  display: grid;
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: var(--r-md);
  overflow: hidden;
  grid-template-columns: 1fr;
}
@media (min-width: 700px) { .entity-grid { grid-template-columns: repeat(2, 1fr); } }
.entity-grid div { background: var(--surface-0); padding: 20px 22px; }
.entity-grid dt { font-size: .76rem; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; color: var(--ink-400); }
.entity-grid dd { margin: 6px 0 0; font-size: .98rem; font-weight: 600; color: var(--ink-900); }
.entity-grid dd.pending { color: var(--ink-400); font-weight: 500; font-style: italic; }

/* Callout */
.callout {
  display: flex;
  gap: 16px;
  padding: 22px 24px;
  border-radius: var(--r-md);
  background: var(--surface-50);
  border: 1px solid var(--line);
  border-left: 4px solid var(--finance-500);
}
.callout--edu { border-left-color: var(--edu-500); }
.callout--amber { border-left-color: var(--amber-500); }
.callout svg { flex: none; margin-top: 2px; }
.callout p { font-size: .94rem; color: var(--ink-500); }
.callout strong { color: var(--ink-900); }

/* --------------------------------------------------------------------------
   13. CTA band & footer
   -------------------------------------------------------------------------- */
.cta {
  position: relative;
  overflow: hidden;
  padding: clamp(60px, 8vw, 100px) 0;
  background: var(--grad-brand);
  color: #fff;
  text-align: center;
}
.cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.07) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.07) 1px, transparent 1px);
  background-size: 54px 54px;
  -webkit-mask-image: radial-gradient(ellipse 80% 100% at 50% 0%, #000, transparent 72%);
  mask-image: radial-gradient(ellipse 80% 100% at 50% 0%, #000, transparent 72%);
}
.cta > .container { position: relative; z-index: 1; }
.cta h2 { color: #fff; max-width: 20ch; margin-inline: auto; }
.cta p { color: rgba(255, 255, 255, .85); max-width: 58ch; margin: 20px auto 0; font-size: 1.08rem; }
.cta .btn-row { justify-content: center; }

.footer {
  background: var(--ink-900);
  color: rgba(255, 255, 255, .6);
  padding: clamp(52px, 6vw, 76px) 0 0;
}
.footer h4 {
  color: #fff;
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
  margin-bottom: 18px;
  font-family: var(--font-body);
}
.footer__grid {
  display: grid;
  gap: 40px;
  grid-template-columns: 1fr;
  padding-bottom: 46px;
}
@media (min-width: 700px) { .footer__grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .footer__grid { grid-template-columns: 1.7fr 1fr 1fr 1fr; gap: 48px; } }
.footer__brand .logo__text { color: #fff; }
.footer__brand p { font-size: .93rem; margin-top: 18px; max-width: 40ch; color: rgba(255, 255, 255, .58); }
.footer ul { display: grid; gap: 11px; }
.footer a { font-size: .93rem; color: rgba(255, 255, 255, .6); transition: color var(--dur) var(--ease); }
.footer a:hover { color: #fff; }
.footer__legal {
  border-top: 1px solid rgba(255, 255, 255, .1);
  padding: 26px 0 34px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px 26px;
  align-items: center;
  justify-content: space-between;
}
.footer__legal p { font-size: .8rem; color: rgba(255, 255, 255, .45); }
.footer__disclaimer {
  border-top: 1px solid rgba(255, 255, 255, .1);
  padding: 24px 0;
  font-size: .78rem;
  line-height: 1.7;
  color: rgba(255, 255, 255, .42);
  max-width: 100ch;
}
.social { display: flex; gap: 10px; margin-top: 24px; }
.social a {
  width: 40px; height: 40px;
  border-radius: 50%;
  display: grid; place-items: center;
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .12);
  color: rgba(255, 255, 255, .7);
  transition: background-color var(--dur) var(--ease), color var(--dur) var(--ease), transform var(--dur) var(--ease);
}
.social a:hover { background: rgba(255, 255, 255, .16); color: #fff; transform: translateY(-2px); }

/* --------------------------------------------------------------------------
   14. Forms (contact)
   -------------------------------------------------------------------------- */
.field { margin-bottom: 18px; }
.field label {
  display: block;
  font-size: .85rem;
  font-weight: 700;
  color: var(--ink-900);
  margin-bottom: 8px;
}
.field input, .field select, .field textarea {
  width: 100%;
  min-height: 50px;
  padding: 13px 16px;
  border: 1.5px solid var(--line-strong);
  border-radius: var(--r-xs);
  background: var(--surface-0);
  font-family: var(--font-body);
  font-size: .97rem;
  color: var(--ink-900);
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.field textarea { min-height: 130px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--finance-500);
  box-shadow: 0 0 0 4px rgba(149, 43, 255, .12);
}
.field .hint { font-size: .78rem; color: var(--ink-400); margin-top: 6px; }
.form-note { font-size: .82rem; color: var(--ink-400); margin-top: 14px; }

/* --------------------------------------------------------------------------
   15. Reveal-on-scroll
   -------------------------------------------------------------------------- */
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .7s var(--ease), transform .7s var(--ease);
  will-change: opacity, transform;
}
.reveal.is-in { opacity: 1; transform: none; }
.reveal[data-delay='1'] { transition-delay: .08s; }
.reveal[data-delay='2'] { transition-delay: .16s; }
.reveal[data-delay='3'] { transition-delay: .24s; }
.reveal[data-delay='4'] { transition-delay: .32s; }

/* --------------------------------------------------------------------------
   16. Utilities
   -------------------------------------------------------------------------- */
.mt-0 { margin-top: 0; }
.mt-2 { margin-top: 12px; }
.mt-3 { margin-top: 18px; }
.mt-4 { margin-top: 26px; }
.mt-5 { margin-top: 36px; }
.mt-6 { margin-top: 52px; }
.mb-3 { margin-bottom: 18px; }
.center { text-align: center; }
.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}
.checklist { display: grid; gap: 13px; }
.checklist li { display: flex; gap: 12px; align-items: flex-start; font-size: .96rem; color: var(--ink-500); }
.checklist svg { flex: none; margin-top: 4px; color: var(--emerald-500); }
.checklist strong { color: var(--ink-900); }
.dark .checklist li { color: rgba(255, 255, 255, .68); }
.dark .checklist strong { color: #fff; }

/* --------------------------------------------------------------------------
   17. Reduced motion
   -------------------------------------------------------------------------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
  .reveal { opacity: 1; transform: none; }
}

/* --------------------------------------------------------------------------
   18. Print
   -------------------------------------------------------------------------- */
@media print {
  .header, .drawer, .cta, .btn-row, .social { display: none !important; }
  body { color: #000; }
  .dark { background: #fff !important; color: #000 !important; }
  .dark::before { display: none; }
}