Borrowing money and sitting a competitive exam are both high-stakes, infrequent decisions where people are handed confident-looking software that hides the thing they actually needed to know. A comparison page full of offers you were never eligible for. A practice test in an interface that looks nothing like the real one. We build the opposite of both.
Our finance business, and today our only revenue. It compares personal-loan offers from ten banks and NBFCs regulated by the Reserve Bank of India, applies each partner's real eligibility rules, and shows only the offers a borrower could realistically get. It is not a lender: it does not issue loans, disburse money or collect repayments.
How Loan24x7 worksAn examination platform that reproduces the real delivery interface exactly — palette, clock, on-screen calculator, numerical-answer rules — so the interface never costs a candidate marks. We are modelling India's GATE first, in Electrical and in Electronics & Communication, and building it as an engine that extends to other exams.
Explore the platformThese are not values on a wall. Each one has cost us a feature that would have converted better, and each is checkable from outside the company — which is the only kind of principle worth publishing.
No student counts we cannot evidence, no ratings we did not receive, no partner terms we have not been given in writing. Every rate and eligibility rule on Loan24x7 is transcribed from a signed agreement; every EMI figure is computed by the same function the offer engine uses, and that function is pinned by tests against known values. Where a figure is not yet ours to state, this site says so instead of filling the gap — including on this page.
A lending partner pays Loan24x7 a referral fee when someone we referred takes a loan. That is the only way we make money and the reason the service is free for borrowers. The commercial weighting is capped at 5 points out of 100 in the ranking, so a better-fitting offer always beats a better-paying one — and the full method is published rather than summarised.
No fake live counters, no countdown timers manufacturing urgency, no invented scarcity, no pre-ticked consent boxes, and no reviews we cannot attribute to a real person. The only clock that runs on our software is the one in a mock exam, and that clock is the entire point of the exercise.
We never ask for an Aadhaar number, a password or an OTP. Credit reports a borrower chooses to upload are deleted automatically after 90 days, and anyone can ask us to erase everything at any time. A finance app that wants your contact list or your photo gallery is collecting leverage, not data — and we will not build one.
Both our products are the kind of thing search engines call "your money or your life" — content where being wrong causes real harm. We treat it that way regardless of who is watching.
A financial service should tell you exactly which legal entity is behind it. Ours will be listed here in full.
Why these fields say "to be supplied" rather than showing something. They are placeholders because we have not been given the final registered details to publish, and inventing them would be both dishonest and trivially detectable. The same goes for team profiles: search quality guidelines for financial content expect named, credentialed people with real roles and photographs, and we will publish ours when they exist rather than a stock-photo leadership page. This is the first principle on this page, applied to this page.
Whether you are a borrower, a candidate, a subject specialist, a lender or someone who wants to write software this way — the contact page routes all of it.